;

 
 
Request to Pay
 
 

REQUEST TO PAY CBI

ABOUT

The service Request to Pay (RTP) CBI allows Payment Service Providers (PSPs) to offer corporates an advanced system for managing digital collections.

With RTP, PSPs enable the sending of payment requests, which are delivered to the end user via Home Banking or Mobile App, ensuring a simple and fast user experience.

 

The solution is designed to integrate with PagoPA and European schemes, offering PSPs a standardized and interoperable model, capable of improving the management of financial flows in addition to optimizing corporate collection processes.

 
 
Request to Pay (RTP) CBI
 
 

WHY

Request to Pay CBI represents an opportunity for PSPs to:

 

  • expand digital services and increase user engagement on their banking channels
  • improve the management of collections for corporates and public administration, reducing errors and defaults
  • automate operational processes, reducing management costs and optimizing reconciliation
  • ensure compliance with the SEPA Request to Pay standard, enabling interoperability with PagoPA and other European initiatives
  • allow corporates to overcome the constraints of paper submission

 

Thanks to RTP, PSPs can position themselves as key players in the evolution of digital payments, offering a value-added service for corporate clients.

 
 

KEY ELEMENTS

Ptimized Payment management
 
OPTIMIZED PAYMENT MANAGEMENT
Allows sending and receiving digital payment
requests in a structured manner, simplifying
reconciliation and reducing operational errors.
Greater Control and Transparency
 
GREATER CONTROL AND TRANSPARENCY
Provides a clear and real-time view
of payment requests, improving
financial planning for companies and PAs.
 
Reduce Risksi of insolvency
 
REDUCE RISKS OF INSOLVENCY
Facilitates faster and more certain collections,
reducing the risk of non-payment
by managing digital deadlines and reminders.
Operational Efficiency
 
OPERATIONAL EFFICIENCY
Streamlines administrative and accounting processes,
automating payment collection (invoicing) and enhancing
the user experience for both customers and suppliers.
 
 
Integration with payment schemes
 
INTEGRATION WITH PAYMENT SCHEMES
Compliant with the SEPA Request to Pay standard
and interoperable with PagoPA
and other European initiatives.