Neos, Phyon, Personal and Business Financial management services

In line with the new paradigms of Open Banking and Open Finance, the financial world opens its doors to the knowledge economy. CBI and CRIF, two best practices in Open Finance, are joining forces to expand their innovative offerings to their customers. Thanks to this partnership, customers who are interested in leveraging the potential of CRIF products in the areas of credit scoring, personal and business financial management and digital onboarding can take advantage of the potential and benefits of the CBI Globe solution. The active functionality of the "CBI Globe" service allows Intermediaries to connect to all the domestic ASPSPs and the main international hubs through a single connection. CBI's experience with PSD2, which includes exposure to the online accounts of over 300 banks, equal to approximately 80% of the banking market, can be made available to customers who decide to implement the CRIF solutions that are part of the partnership.

The partnership includes: NEOS - New Evaluation Open Suite - which provides an online assessment of a user's credit profile by tapping into all the potential of current account data analysis; PHYON - Phygital Onboarding Platform - the solution that aims to support operators seeking to engage remotely with their customers/prospects to execute sales processes through user-friendly and efficient digital channels, reducing process completion times and user friction points; and CRIF's Personal and Business Financial management services, which allow Retail and Corporate users to have a single view of their accounts, optimising the management of their finances.

Interested Intermediaries will benefit from CRIF's innovative services, as well as from CBI's experience and technological infrastructure. CBI has been operating as an industry utility supporting the financial ecosystem for over 20 years.